By Plenary Sessions: Reili Rand

The speaker demonstrates expertise in the field of financial regulation and consumer protection, addressing specific measures such as the credit register, the loan cap, and advertising restrictions. They raise technical questions concerning the speed of the register's establishment and alternatives to these measures, comparing the advantages of state-backed versus private capital solutions.

Deep expertise is evident in the specifics of the Competition Act and its procedural models, emphasizing the increasing administrative burden and bureaucracy. To substantiate these claims, authoritative legal experts are cited, such as Priit Pikamäe, Director of the Faculty of Law at the University of Tartu, and Supreme Court Justice Ivo Pilving. Technical terms are employed, including "fragmented and multi-stage procedure" and "ineffective in terms of performance."

The speaker demonstrates expertise in the history of financial regulation and legislation, referencing the long-running debate surrounding the positive credit register and its inclusion in coalition agreements. Emphasis is placed on the understanding of the difficulties people face in managing their debt obligations and the growing nature of this issue.

The speaker demonstrates expertise in the field of social and equality legislation, referencing both the Consent Law and the necessity of merging the acts concerning gender equality and equal treatment. Special emphasis is placed on the knowledge of a confidential draft commissioned from a law firm and the exclusion of relevant sectoral institutions (the commissioner/ombudsman). Furthermore, there are reportedly notable examples of discrimination concerning the elderly and people with disabilities.

The speaker demonstrates expertise in the fields of social policy (kindergarten fees, family benefits, school meal subsidies) and employment regulation (casual employment contracts, social guarantees). They use specific terminology such as "wage poverty" and refer to the regressive nature of the tax system (VAT on food, excise duties). Furthermore, they are aware of the details of the legislative procedure, noting the changes made to the content of the original draft bill.

The expertise is evident in legislative procedures, including the accuracy of transposing directives and the details concerning the history of draft legislation. Knowledge is also demonstrated regarding the specific units of the Competition Authority (investigators handling cartel cases) and their resources. The speaker uses technical language, referencing the government's mandated budget cuts and ongoing proceedings.

The presenter demonstrates expertise in the field of regional development and economic policy, citing disparities in GDP between Harju County and Southeast Estonia and utilizing terminology such as value added and market failure. They are knowledgeable about specific national programs, such as the rental housing program, and are capable of evaluating their impact on job creation across the counties.

The speaker demonstrates expertise in infrastructure project planning, knowing the exact readiness level of the Rohuküla railway (the project is fully complete, with preliminary work finished up to Risti). Knowledge regarding economic stimulus through infrastructure investments is also highlighted, referencing the need to push projects "into the pipeline."

The speaker demonstrates profound competence in the youth field, addressing in detail the qualification requirements, standards, and the project-based structure of financing. Furthermore, they are well-versed in the quality of social welfare and the workforce challenges facing regional healthcare, referencing the Foresight Centre's report on the mobility of health workers. They employ specific terminology, such as "regulatory governance" and "harmonization of family benefits."