By Plenary Sessions: Maris Lauri

The speaker demonstrates expertise in the field of financial regulation and data management, addressing specific topics such as the imposition of lending restrictions and the differentiation of registers (loans versus payment defaults). Technical details are presented regarding the scope of the register, including, for example, the exclusion of debt collection agencies and the estimated inclusion of one million contracts within the register.

The speaker demonstrates comprehensive expertise in the fields of anti-money laundering (AML), data protection, and legislative drafting procedures, detailing the core functions of the RAB (case analysis, strategic analysis) and new data processing methods. They employ technical terms such as "pseudonymization" and "depseudonymization," and reference specific consultations with the Data Protection Inspectorate, the Chancellor of Justice, and Supreme Court judgments. They emphasize that the use of data is being elevated from the regulatory level to the statutory level, ensuring compliance with personal data protection requirements.

The speaker demonstrates strong expertise in the handling of tax legislation and the Rules of Procedure of the Riigikogu, particularly regarding the distinction between proposed amendments and draft resolutions (referencing RKTKS Section 154 and Section 99, Subsection 1). He/She is meticulous in describing the committee's work processes, highlighting the involvement of interest groups (18 submissions, 3 responses) and the necessity for technical legislative amendments.

The speaker demonstrates expertise in the field of judicial administration and constitutional law, utilizing specific terminology such as "budgetary independence." He specifically references the views of authorities (Mr. Pikamäe), which call into question the constitutionality of the draft bill.