Agenda Profile: Margit Sutrop

First Reading of the Draft Act Amending the Study Allowances and Study Loans Act (288 SE)

2024-02-07

15th Riigikogu, 3rd sitting, plenary sitting.

Political Position
The political debate centers on the Student Loans and Grants Bill (288 SE). One speaker strongly supports increasing the student loan amount to bolster the quality of higher education but sharply criticizes the outrageously high interest rates. A second speaker presents the position of the lead committee, which favors rejecting the draft bill, citing government opposition and conceptual issues. The political framework is rather policy-driven, focusing on the analysis of solutions (or the lack thereof).

2 Speeches Analyzed
Topic Expertise
The speakers exhibit expertise regarding the financial aspects of student loans, particularly concerning the effect of interest rates and repayment periods. They cite specific calculations, such as 17,000 euros in interest costs on a 30,000 euro loan. The rapporteur for the lead committee demonstrates a comprehensive understanding of the procedural and conceptual deficiencies of the draft legislation, referencing the principle of equal treatment and the lack of an impact assessment. Furthermore, knowledge of the positions and plans of the relevant ministry (the Ministry of Education and Research) is also evident.

2 Speeches Analyzed
Rhetorical Style
S1 employs an appreciative and questioning style, but includes sharp criticism regarding financial issues, utilizing the emotional phrase "outrageously huge." S2's style is highly formal, detailed, and procedural, focusing on impartial reporting concerning the committee's debate, participants, and voting outcomes. S2's presentation is logical and fact-based, citing the arguments put forth by both the government and other members of parliament.

2 Speeches Analyzed
Activity Patterns
S2’s pattern of activity involves fulfilling the role of rapporteur for the leading committee, presenting a detailed overview of the Culture Committee meeting held on November 21, 2023. S1 actively participates in the debate, posing both appreciative and critical questions regarding student loan interest rates and their regulation at the statutory level.

2 Speeches Analyzed
Opposition Stance
S2’s opposition is directed at the draft bill (288 SE) submitted by the EKRE faction, criticizing it both substantively (as a violation of the principle of equal treatment) and procedurally (due to multiple topics being addressed simultaneously and the lack of an impact analysis). S2 references the government’s position, which does not support the bill, and highlights concerns regarding the non-purposeful use of loans and the liabilities that would ultimately fall upon the state. S1, by contrast, primarily opposes the state’s current interest rate policy, calling it unfair and overly burdensome.

2 Speeches Analyzed
Collaboration Style
S2 demonstrates cooperation at the committee level, referencing the discussion held with other committee members (e.g., Helle-Moonika Helme, Tõnis Lukas, Heljo Pikhof) and representatives of the ministry. It was noted that consensus was achieved regarding the placement of the draft proposal on the plenary session agenda, although the vote on rejecting the draft was evenly split.

2 Speeches Analyzed
Regional Focus
Insufficient information

2 Speeches Analyzed
Economic Views
S1 advocates for increased financial assistance for students so they can focus on their studies, and criticizes high interest rates, calling them an unreasonable burden. S2 expresses concern regarding the state's financial discipline and the risks that arise from the elimination of guarantors or the misuse of loans for operating in the financial market.

2 Speeches Analyzed
Social Issues
Among the social issues currently at the forefront is the support of birth rates through student loan forgiveness, a measure which raised questions regarding unequal treatment and the risk of students failing to complete their studies. The discussion also covered the right of students from third countries to access student loans, emphasizing the need to adhere to the principle of equal treatment and to verify the security of the guarantees.

2 Speeches Analyzed
Legislative Focus
The legislative focus is on the "Draft Act amending the Study Allowances and Study Loans Act (Bill 288 SE)," which concerns the forgiveness of loans to support the birth rate and the restriction of loan eligibility. S2 is acting as the rapporteur for the leading committee, proposing that the bill be rejected, citing its conflict with other laws and principles. S1 wants to see a solution to the interest rate issue, asking whether there are plans to regulate this at the statutory level.

2 Speeches Analyzed