By Plenary Sessions: Urmas Kruuse

There are no direct social issues addressed, but the focus is on people’s financial behavior and literacy. The speaker expressed confusion as to why Estonian depositors weren't using fixed-term deposits to earn more money for themselves and cut into the bank's profits.

The focus is on family policy and social insecurity, highlighting the discrimination faced by large families and the persistent problem of child support arrears. Concerns are voiced about political pressure directed at the birth rate, while simultaneously acknowledging the objective trend of delaying the age of childbirth and the changing cultural landscape.