Agenda Profile: Reili Rand
Draft Law on the Sharing of Credit Information (652 SE) - First Reading
2025-06-17
15th Estonian Parliament, 5th session, plenary session
Political Position
The political position is aimed at addressing the public's concern regarding managing loan obligations, supporting the establishment of a positive credit register as a commendable initiative. At the same time, the speaker strongly criticizes the bill's lengthy implementation period (three years), considering it an overly slow response to the growing debt burden problem. The focus is placed on the effectiveness of the policy and the criticism of previous coalitions' inaction.
1 Speeches Analyzed
Topic Expertise
The speaker demonstrates knowledge of financial regulation and credit registers, citing the long political history of the positive credit register and its inclusion in multiple coalition agreements. Concern is highlighted regarding people's ability to service their loans and manage their obligations, which indicates socio-economic awareness.
1 Speeches Analyzed
Rhetorical Style
The style is polite and respectful, addressing the minister directly, yet simultaneously, criticism regarding the long implementation timeframe is presented as an urgent query. The speaker employs rhetorical questions to highlight the political delays and seek ways to expedite the legislation. The tone is concerned, emphasizing the escalating nature of the issue.
1 Speeches Analyzed
Activity Patterns
Insufficient data.
1 Speeches Analyzed
Opposition Stance
The criticism is directed at the sluggishness and inefficiency of the government's actions, pointing to previous coalitions that have failed to implement a positive credit register for years. The criticism is procedural, focusing on the reasons for the delay and scrutinizing the proposed three-year period for entry into force.
1 Speeches Analyzed
Collaboration Style
The speaker addresses the minister courteously and seeks dialogue, requesting clarification regarding the lengthy implementation period and actively exploring options to expedite the draft legislation. This demonstrates a readiness to find solutions and collaborate, notwithstanding the critical tone concerning the schedule.
1 Speeches Analyzed
Regional Focus
Insufficient Data
1 Speeches Analyzed
Economic Views
Economic perspectives support regulatory measures aimed at protecting consumers and promoting responsible lending (positive credit register). Emphasis is placed on the need to accelerate measures to alleviate the public's growing concern about managing their loan obligations.
1 Speeches Analyzed
Social Issues
The social focus is placed on financial well-being and social security, highlighting the need to help people cope with increasing debt burdens. This is framed as a social problem that is unfortunately growing over time.
1 Speeches Analyzed
Legislative Focus
The primary legislative focus is currently the draft Credit Information Sharing Act (652 SE), an objective the speaker fully supports. The speaker is operating both as an advocate and a critical inquirer, pushing for the law's quicker implementation while examining the necessary prerequisites.
1 Speeches Analyzed