Agenda Profile: Annely Akkermann
Proposal by the Chancellor of Justice for bringing the Money Laundering and Terrorist Financing Prevention Act, the Credit Institutions Act, the Law of Obligations Act, and the State Fees Act into conformity with the Constitution
2024-05-13
15th Estonian Parliament, 3rd session, plenary session
Political Position
The speaker strongly supports the Chancellor of Justice’s proposal to bring the Money Laundering and Terrorist Financing Act into compliance with the Constitution. He emphasizes that closing bank accounts without justification is a long-standing problem that has only worsened. He advocates for a pragmatic approach where people are offered a basic payment account or a social account under stricter supervision, instead of pushing them toward cash usage.
1 Speeches Analyzed
Topic Expertise
Demonstrates profound expertise in banking regulation and the legal framework for anti-money laundering (AML). References specific articles of the Constitution (§14 and §15), European directives, and the conflicts between them. Employs precise technical terminology and demonstrates a strong grasp of both the domestic and European legal frameworks.
1 Speeches Analyzed
Rhetorical Style
Uses a formal yet accessible style, starting with polite greetings. It relies on facts and concrete examples, referencing commission discussions and expert standpoints. The style is informative and structured, focusing on explaining the problem and offering solutions without emotional judgments.
1 Speeches Analyzed
Activity Patterns
They actively participate in the Finance Committee, specifically mentioning the sessions held on January 8th and April 30th. They systematically handle the analysis of legislation and the engagement of experts. This demonstrates consistent work on banking regulation over an extended period.
1 Speeches Analyzed
Opposition Stance
No direct criticism is expressed towards specific individuals or parties. Rather, it points to systemic problems in the banking sector and contradictions in regulations. The criticism is constructive and aimed at solving problems, not assigning blame.
1 Speeches Analyzed
Collaboration Style
Highlights the committee's consensus decision to support the proposal of the Chancellor of Justice. Refers to the contribution of colleagues Jürgen Ligi and Maris Lauri to the discussion, demonstrating good cooperation. Actively involves representatives of various institutions (Ministry of Finance, Banking Association, Financial Supervision Authority).
1 Speeches Analyzed
Regional Focus
There is not enough data.
1 Speeches Analyzed
Economic Views
Demonstrates an understanding of the banking sector's business logic, recognizing that the majority of clients are not profitable for the bank. Advocates a balanced approach that considers both the necessity of preventing money laundering and the public's right to access banking services. Supports regulated access to financial services.
1 Speeches Analyzed
Social Issues
There is not enough data.
1 Speeches Analyzed
Legislative Focus
The focus is on drafting constitutionally compliant legislation, particularly concerning anti-money laundering measures and the banking sector. It supports the Chancellor of Justice’s initiative and forecasts that it will be one of the primary bills debated by the Finance Committee this autumn. It stresses the necessity of bringing four specific laws into constitutional alignment.
1 Speeches Analyzed