By Plenary Sessions: Toomas Uibo

High expertise is evident in the areas of macroeconomics, financial stability, and banking sector regulation. The speaker refers to specific economic phenomena (inflation, structural problems) and relies on data and expertise provided by the Bank of Estonia. Particularly detailed knowledge is demonstrated regarding home loan refinancing procedures (notary fees, collateral valuation reports), where there is support for increasing flexibility.

The speaker demonstrates knowledge in the field of financial regulation and cooperative activity. A clear distinction is drawn between entering the banking market and lending activities aimed strictly at members, using specific terminology (e.g., credit unions, public offering, inter-member lending).

The scope of the expertise is limited to the organization of parliamentary work and technical procedures, such as agenda management, regulation of working time, and the use of the voting device. There are no references to data or substantive political knowledge concerning economic or social matters.