Agenda Profile: Toomas Uibo
Draft law amending the Cooperative Savings and Loan Societies Act and, in connection therewith, amending other laws (671 SE) – first reading
2025-09-09
15th Riigikogu, 6th sitting, plenary session.
Political Position
The speaker fundamentally supports the regulation of savings and loan associations (credit unions) once they have moved into the banking market, emphasizing the necessity of adhering to market rules. At the same time, they express concern and wish to ensure that the historical role of these cooperatives is preserved, specifically their ability to conduct smaller, internal lending transactions (for example, among farmers). This is a policy-centric stance, seeking a balance between regulation and traditional cooperative activity.
1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in differentiating the activities and regulation of savings and loan associations (or credit unions), clearly distinguishing between public offerings and lending among members. He/She uses specific examples (farmers, a combine harvester) and technical terminology ("banking market," "public offering") to illustrate issues concerning the scope of regulation.
1 Speeches Analyzed
Rhetorical Style
The style is courteous, formal, and inquisitive, respectfully addressing both the chairperson and the presenter. The rhetoric is logical and focuses on clarifying the policy, utilizing a hypothetical scenario (farmers' joint activity) to illustrate concerns and achieve clarity.
1 Speeches Analyzed
Activity Patterns
Not enough data
1 Speeches Analyzed
Opposition Stance
Not enough data
1 Speeches Analyzed
Collaboration Style
The speaker demonstrates a willingness to cooperate by first agreeing with the presenter’s stance on the necessity of regulation ("I strongly agree"), and subsequently poses a question to clarify the scope of the policy, suggesting an intent to refine the draft legislation.
1 Speeches Analyzed
Regional Focus
The focus is indirectly aimed at regional and agricultural interests, citing as an example farmers' cooperation in credit unions to purchase a combine harvester, thereby emphasizing the preservation of economic models in rural areas.
1 Speeches Analyzed
Economic Views
The speaker supports the regulation of the financial market when cooperatives operate in the banking sector, but simultaneously stresses the importance of preserving small, internal, non-profit forms of economic cooperation (member-to-member lending).
1 Speeches Analyzed
Social Issues
Not enough data
1 Speeches Analyzed
Legislative Focus
The legislative focus is on the draft bill amending the Savings and Loan Association Act (Bill 671 SE). The speaker's role is to clarify whether the proposed legislation restricts the historical and insider lending activities of the associations, thereby serving as an explainer of the bill's scope.
1 Speeches Analyzed