Agenda Profile: Urve Tiidus

Draft Law on the Sharing of Credit Information (652 SE) - First Reading

2025-06-17

15th Estonian Parliament, 5th session, plenary session

Political Position
The political focus is currently on the draft Credit Information Sharing Act, which emphasizes the two sides of the lending process. A policy-driven question is being raised regarding the scope of the register data to ensure the availability of income data necessary for assessing actual solvency. The current stance is focused on information gathering and implementation.

1 Speeches Analyzed
Topic Expertise
The speaker demonstrates knowledge of the principles of the loan process and the contents of credit registries (loans, quick loans). In particular, the technical necessity for income data is emphasized for the adequate assessment of solvency.

1 Speeches Analyzed
Rhetorical Style
The tone is formal and respectful, addressing both the Chairman/Director and the Minister. The discourse is logical and focuses on clarifying specific political details through the posing of questions, while avoiding emotional appeals.

1 Speeches Analyzed
Activity Patterns
The pattern indicates participation in the first reading of the bill in the Riigikogu, by posing an oral question to the minister. The activity is related to a specific phase of the legislative process.

1 Speeches Analyzed
Opposition Stance
Insufficient data.

1 Speeches Analyzed
Collaboration Style
The style of cooperation is open and direct, involving addressing the minister to seek clarification on the content of the draft law. The approach is non-confrontational and focused on gathering information.

1 Speeches Analyzed
Regional Focus
The focus is on the national level, addressing the nationwide draft law concerning the sharing of credit information. There are no references to specific regional problems or interests.

1 Speeches Analyzed
Economic Views
Economic views center on financial regulation and transparency in the lending market. Support is given to mechanisms that allow lenders to accurately assess a borrower's actual ability to repay, emphasizing the importance of responsible lending.

1 Speeches Analyzed
Social Issues
Insufficient data.

1 Speeches Analyzed
Legislative Focus
The legislative focus is currently on the draft Credit Information Sharing Act (Bill 652 SE). The speaker is acting as the questioner, seeking clarifications and concentrating specifically on the necessary scope of data (income versus loans) required to meet the objectives of the law.

1 Speeches Analyzed