Agenda Profile: Vadim Belobrovtsev
The Financial Supervision Authority's 2024 Report
2025-09-11
15th Riigikogu, 6th plenary sitting
Political Position
The political stance is heavily focused on consumer protection in financial matters. The most crucial issue is amending the Law of Obligations Act to make the early repayment and refinancing of home loans cheaper and simpler for people. This position is strongly supportive and framed around core values, emphasizing the necessity of standing up for the "right thing" that simplifies people's lives.
1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in financial regulation and the Law of Obligations Act, specifically highlighting the requirement for three months' interest when a mortgage is prepaid early. The use of technical terms such as "refinancing" and "the draft act amending the Law of Obligations Act" suggests a deep understanding of the legislative process.
1 Speeches Analyzed
Rhetorical Style
The rhetorical style is direct and focuses on a specific legislative amendment, employing arguments regarding simplicity, affordability, and helping the average person. The tone is critical toward the coalition, but the address directed at the rapporteur is inquisitive, seeking confirmation of the correctness of their position.
1 Speeches Analyzed
Activity Patterns
The speaker is active in the legislative process, citing participation in Finance Committee discussions and yesterday's debate on the floor of the main chamber. This demonstrates regular attendance at parliamentary sessions and committee work, particularly concerning financial issues.
1 Speeches Analyzed
Opposition Stance
The confrontation is directed at coalition MPs, who are being criticized for failing to support a bill that would have made people's lives easier. The criticism is policy- and procedure-based, emphasizing the coalition's opposition to a consumer-friendly initiative.
1 Speeches Analyzed
Collaboration Style
The mode of cooperation was intra-factional, as the draft bill was initiated by the Centre Party faction. Cross-party cooperation was absent because the coalition members did not support the bill, which points to an unwillingness to compromise on this particular issue.
1 Speeches Analyzed
Regional Focus
A regional focus is absent; the concentration is instead on nationwide legislation (the Law of Obligations Act) and its impact on the wider population ("the ordinary person").
1 Speeches Analyzed
Economic Views
Economic perspectives emphasize reducing the financial burden on consumers and simplifying financial services. There is support for regulatory changes that would make home loan refinancing cheaper, prioritizing the interests of debtors over those of the banking sector.
1 Speeches Analyzed
Social Issues
Not enough data.
1 Speeches Analyzed
Legislative Focus
The legislative focus is on the draft bill amending the Law of Obligations Act, the purpose of which was to abolish the three months' interest required upon the early repayment of a home loan. The speaker is a strong supporter of this initiative and is actively participating in the proceedings of this bill.
1 Speeches Analyzed