Session Profile: Reili Rand

15th Estonian Parliament, 5th session, plenary session

2025-06-17

Political Position
The political stance strongly supports the establishment of a positive credit register, deeming it a long-awaited and commendable initiative. The primary point of concern, however, is the lengthy implementation timeline for the initiative (three years), which is considered excessive foot-dragging and contradicts previous coalition agreements. This position is geared toward supporting citizens in managing their debt burden and obligations, making it primarily policy- and results-driven.

1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in the history of financial regulation and legislation, referencing the long-running debate surrounding the positive credit register and its inclusion in coalition agreements. Emphasis is placed on the understanding of the difficulties people face in managing their debt obligations and the growing nature of this issue.

1 Speeches Analyzed
Rhetorical Style
The style is formal and respectful, addressing the chairman of the session and the minister. The tone is concerned and inquisitive, focusing on the logical argument regarding the lack of justification for the long entry-into-force period. Rhetorical questions are used to demand clarification about the reasons for the delay and to investigate possibilities for accelerating the process.

1 Speeches Analyzed
Activity Patterns
There is data concerning only one question submitted during a plenary session, which demonstrates activity in monitoring the legislative process and questioning ministers.

1 Speeches Analyzed
Opposition Stance
The criticism is aimed at the government's inaction or inefficiency regarding the lengthy timeline for the law to take effect. Indirectly, there is criticism of the coalitions' failure to deliver on previous promises, suggesting that the reason for the delay might be the overly rapid turnover of coalitions.

1 Speeches Analyzed
Collaboration Style
The style of cooperation is constructive, beginning by praising the initiative and acknowledging its necessity. Efforts are being made to accelerate the solution, which indicates a readiness to contribute to achieving political goals, provided the government can justify or modify the schedule.

1 Speeches Analyzed
Regional Focus
The focus is on national financial regulation and socio-economic issues (including debt obligations), but a specific regional focus is lacking.

1 Speeches Analyzed
Economic Views
Economic perspectives support regulatory measures (such as a positive credit register) aimed at improving loan servicing and helping individuals manage their financial liabilities. The emphasis is placed on mitigating social risk within the financial sector to foster a more stable economic environment.

1 Speeches Analyzed
Social Issues
The primary social issue is citizens' ability to manage their loan obligations and the overall debt burden, which is being treated as a growing problem. The solution is seen in the accelerated implementation of financial regulation in order to alleviate people's concerns about coping with their obligations.

1 Speeches Analyzed
Legislative Focus
The legislative focus is on the rapid implementation of the positive credit register act. The speaker is a strong supporter of the initiative but is critical of the pace of its implementation, demanding accountability for promises tied to previous coalition agreements.

1 Speeches Analyzed