Agenda Profile: Reili Rand
First Reading of the Draft Law on Debt Collectors and Debt Purchasers (376 SE)
2024-04-09
15th Riigikogu, 3rd sitting, plenary session
Political Position
The political stance is strongly supportive of regulation that protects the interests of borrowers and helps prevent individuals from falling into the orbit of debt collection. This position is clearly policy-driven and results-oriented, focusing on the implementation of specific protective measures. The speaker stresses the necessity of accelerating the creation of a positive credit register, which has been under discussion for years.
1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in financial regulation and credit market mechanisms, focusing specifically on the necessity of establishing a positive credit register. Specific terminology is used, such as "borrower interests" and "the purview of debt collection," indicating a detailed understanding of the complexities surrounding consumer credit.
1 Speeches Analyzed
Rhetorical Style
The rhetorical style is formal, respectful, and constructive, addressing the minister with a question. The tone is positive regarding the initiative, but includes an urgent demand to accelerate the process of establishing the long-awaited positive credit register, as the topic has been discussed for "several years."
1 Speeches Analyzed
Activity Patterns
There is not enough data.
1 Speeches Analyzed
Opposition Stance
Not enough data.
1 Speeches Analyzed
Collaboration Style
The speaker emphasizes cooperation, expressing pleasure that the regulation was "undertaken jointly." The style of collaboration is open and supportive, seeking information from the minister and requesting assistance in speeding up the process, rather than resorting to confrontation.
1 Speeches Analyzed
Regional Focus
The focus is purely at the national level, centering on protecting the people of Estonia and establishing a nationwide positive credit register. No regional or local emphasis is discernible.
1 Speeches Analyzed
Economic Views
Economic perspectives advocate for stronger regulation of the credit market to protect consumers and prevent them from becoming over-indebted. Governmental intervention mechanisms, such as a positive credit register, are favored to ensure market stability and social protection.
1 Speeches Analyzed
Social Issues
The social focus is directed toward enhancing the financial security of the Estonian populace and preventing indebtedness. Emphasis is placed on the necessity of protecting citizens from becoming targets of debt collection agencies, which constitutes a vital social safeguard.
1 Speeches Analyzed
Legislative Focus
The legislative focus is on supporting the draft law concerning Credit Collection Agencies and Credit Purchasers, and accelerating the establishment of a positive credit register. The speaker acts as a supporter and accelerator, emphasizing the need to finally reach a functional solution.
1 Speeches Analyzed