Agenda Profile: Reili Rand

The Chancellor of Justice's report on the conformity of legislative acts with the Constitution and the performance of other duties assigned to the Chancellor by law.

2025-09-16

Fifteenth Riigikogu, sixth sitting, plenary sitting.

Political Position
The political position focuses strongly on the issue of housing affordability, directly linking it to the national objective of supporting birth rates and child-rearing. The speaker calls into question the lending practices of banks, which, especially when considering the number of children, may obstruct young families from acquiring a home. This represents a policy- and value-driven approach to resolving socio-demographic issues.

1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise regarding the analyses of the Ministry of Social Affairs and demographic factors, linking this knowledge to issues concerning housing loans and the legal regulation of banking. Specifically, they focus on the legitimacy of factoring in the number of children when assessing creditworthiness, employing terms such as "borrowing capacity" and "legitimate clause."

1 Speeches Analyzed
Rhetorical Style
The rhetorical style is formal and respectful, beginning with sincere thanks to the Chancellor of Justice and his colleagues for their "heartfelt work." The speaker presents their concern in a structured manner, using logical argumentation and referencing official analyses in order to request a legal assessment.

1 Speeches Analyzed
Activity Patterns
Insufficient data.

1 Speeches Analyzed
Opposition Stance
No direct confrontation is expressed, but the speaker questions the banks' lending policy regarding the consideration of the number of children when assessing creditworthiness. The criticism is directed more towards the systemic practice and its legitimacy, rather than a specific opponent.

1 Speeches Analyzed
Collaboration Style
The style of cooperation is very open and respectful, starting with recognizing the work of the Chancellor of Justice and seeking his/her legal opinion. The speaker also refers to an analysis prepared by the Ministry of Social Affairs, which demonstrates a readiness to use the work of government agencies to substantiate their concerns.

1 Speeches Analyzed
Regional Focus
The regional focus is clearly directed towards rural areas, emphasizing that buying a home there presents an especially serious challenge for young families.

1 Speeches Analyzed
Economic Views
Economic views address the regulation of housing loans and the criteria used to assess banks' lending capacity. The speaker points to the need to evaluate whether current banking practices are justifiable if they prevent families from buying a home, prioritizing social support over strict financial criteria.

1 Speeches Analyzed
Social Issues
The main social issue is supporting the birth rate and raising children, which is directly linked to housing affordability. The speaker emphasizes that supporting young families in acquiring a home is a socially significant factor in influencing natality.

1 Speeches Analyzed
Legislative Focus
The legislative focus is centered on ensuring the constitutionality of legislative acts. This involves seeking the opinion of the Chancellor of Justice regarding whether the practice employed by banks—taking into account the number of children when issuing loans—is lawful and adequately justified. The ultimate objective is to evaluate the existing regulation's adherence to social goals.

1 Speeches Analyzed