Session Profile: Evelin Poolamets

15th Riigikogu, 5th session, plenary sitting

2025-05-05

Political Position
The political focus is on the effectiveness of regulations and the protection of consumer interests in the banking sector. The speaker is moderately critical, raising doubts about whether the legislative amendment will be able to regulate cross-border banks and bring down service fees. Concern is also highlighted regarding the increase in administrative burden, which suggests a performance-driven approach to policy.

2 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in the fields of banking and competition supervision. They specifically reference statistics from banks' annual reports, noting the price differential for services between Estonia, and Sweden and Finland. They are also concerned about the impact of the new competition supervision procedure on the workload of the Competition Authority and the administrative courts.

2 Speeches Analyzed
Rhetorical Style
The style is formal and direct, using the forms of address "respected chairman of the session" and "dear minister." The speaker relies on logical arguments and data (statistics, a document written in black and white), posing critical and scrutinizing questions. The tone is skeptical, especially when challenging the assertions made by the commission's representative.

2 Speeches Analyzed
Activity Patterns
The pattern of activity consists solely of asking two questions during the plenary session, which points to active involvement in legislative debates. Both inquiries were directed straight at the responsible parties (the minister and the commission representative), seeking clarity and accountability.

2 Speeches Analyzed
Opposition Stance
The opposition is directed at the claims made by the Commission's representative, particularly regarding the alleged lack of increase in administrative burden, which, in the speaker's view, contradicts the written information. The criticism is procedural and focuses on the inaccuracies and inconsistencies of the information presented, demanding clarification regarding the actual increase in workload.

2 Speeches Analyzed
Collaboration Style
Information regarding cooperation is lacking; the speaker’s style is rather interrogative and demanding accountability, addressing the minister and the commission representative directly. There is no reference to a willingness to compromise or cross-party cooperation.

2 Speeches Analyzed
Regional Focus
The focus is on Estonian national regulation, but it carries a strong international dimension because it addresses banks operating cross-border (SEB, Swedbank). Specific emphasis is placed on comparing service prices with those in Sweden and Finland, highlighting concerns regarding the position of the Estonian consumer within an international context.

2 Speeches Analyzed
Economic Views
Economic perspectives emphasize the necessity of regulating the banking sector to ensure fairer pricing and accessibility of services for consumers. The speaker is concerned that service prices in Estonia are higher than in neighboring countries, and therefore supports regulation that could lead to price adjustments and increased competition.

2 Speeches Analyzed
Social Issues
Insufficient data.

2 Speeches Analyzed
Legislative Focus
The legislative focus is on analyzing the impact of legal amendments, particularly those concerning the regulation of banking activities and the establishment of a new competition supervision procedure. The speaker is a meticulous critic who demands clarity regarding both the regulation's effect on banks and the potential increase in the administrative burden on the Competition Authority.

2 Speeches Analyzed