Agenda Profile: Maris Lauri
Continuation of the first reading of the draft law on the sharing of credit information (652 SE)
2025-06-18
15th Riigikogu, 5th session, plenary session
Political Position
The political stance is aimed at supporting the legislative process for the Draft Law on Sharing Credit Information (652 SE), stressing its positive effect on preventing over-indebtedness and easing the workload of the courts. This approach is policy-driven, drawing attention to technical details, such as the parallel between establishing a loan prohibition and a gambling ban. The objective is to advance the bill to its first reading in the plenary session.
1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise in the field of financial regulation and credit information sharing, addressing the scope of the register (specifically, the exclusion of collection agencies) and its objectives (preventing excessive borrowing). Specific details are provided, such as the exclusion from the register of loans obtained from private individuals, and an estimated one million contracts currently held within the register. Furthermore, the speaker is knowledgeable about the law's impact on the issuance of consumer credit.
1 Speeches Analyzed
Rhetorical Style
The rhetorical style is formal, procedural, and purely informative, fulfilling the role of the Finance Committee's rapporteur. The tone is neutral and fact-based, focusing on summarizing the topics discussed by the committee and the procedural decisions made. Emotional or persuasive appeals are absent, relying instead on a logical and structured overview.
1 Speeches Analyzed
Activity Patterns
The speaker's role involves presenting the results of the Finance Committee's work to the plenary session, having been appointed as the representative of the lead committee for Draft Act 652 SE. This activity is linked to specific dates, referring to the committee meeting held on June 10th and presenting the findings on June 18th.
1 Speeches Analyzed
Opposition Stance
Insufficient data.
1 Speeches Analyzed
Collaboration Style
The style of cooperation is consensual and inclusive, emphasizing that all procedural decisions made by the Finance Committee concerning the draft bill were reached unanimously. This indicates an openness to compromise and a commitment to seeking broad-based support throughout the legislative process.
1 Speeches Analyzed
Regional Focus
Insufficient data
1 Speeches Analyzed
Economic Views
Economic views support regulatory measures in the consumer credit sector, aiming to prevent excessive borrowing and protect consumers. The draft bill contributes to financial stability while simultaneously reducing the burden on the courts. Also under discussion was the establishment of a debt burden limit, which indicates an interest in regulating the lending market.
1 Speeches Analyzed
Social Issues
The treatment of social themes is restricted to the social impact of financial regulation, highlighting the establishment of a lending prohibition as a personal protection mechanism. This measure is designed to shield individuals from excessive debt burden, similar to a ban on gambling.
1 Speeches Analyzed
Legislative Focus
The legislative focus is currently on the processing of the draft Credit Information Sharing Act (652 SE), which aims to establish a register intended to prevent excessive borrowing. The speaker supports the draft bill and represents the leading committee, concentrating specifically on proposing the conclusion of the first reading. Key issues include the scope of the register and the mechanism for implementing a borrowing ban.
1 Speeches Analyzed