Agenda Profile: Lauri Laats

The Financial Supervision Authority's 2024 Report

2025-09-11

15th Riigikogu, 6th plenary sitting

Political Position
Enhancing the transparency and accountability of financial sector oversight is his primary priority. He is critical of RAB's operations and has requested an assessment and an explanation of the results in order to understand the ultimate outcome of the situation. He focuses on regulatory effectiveness and accountability, and appears to be pragmatic rather than partisan.

1 Speeches Analyzed
Topic Expertise
The text demonstrates a strong grasp of financial regulations and supervision, citing specific examples (the LHV penalty fine amounting to approximately 247 million, the five-year right to request data from the Enforcement Register, and the related discussion). It stresses the necessity of evaluating the operation and impact of regulatory mechanisms. Furthermore, it mentions a unified set of proposals concerning the simplification of home loan refinancing.

1 Speeches Analyzed
Rhetorical Style
A formal, inquiry-focused tone is employed; it uses concrete examples and figures and poses several preparatory questions. This is accompanied by a critical yet constructive approach, with the focus remaining on facts and performance.

1 Speeches Analyzed
Activity Patterns
Although presented in the form of a singular statement, it focuses on the timing and includes a call to postpone the final resolutions regarding the activities of regulatory authorities. It references the July scandal, poses several specific questions, and is aimed at accelerating government procedures.

1 Speeches Analyzed
Opposition Stance
A critical stance regarding RAB's activities and potential contractual penalties; this demonstrates keen attention to the actions of regulatory authorities and the impact of sanctions on financial institutions. It operates as an agent of control and accountability, rather than adopting a partisan approach.

1 Speeches Analyzed
Collaboration Style
Insufficient data.

1 Speeches Analyzed
Regional Focus
At the national level, Estonian financial supervision focuses on the context (Eesti Pank, the Financial Supervision Authority, the government) and works together with state institutions on financial sector issues.

1 Speeches Analyzed
Economic Views
Supports the role of more transparent regulation and oversight for the sake of economic stability, and underscores the need to simplify and facilitate the refinancing of housing loans. It demonstrates interest in expediting government methodologies and procedures to improve economic performance.

1 Speeches Analyzed
Social Issues
Not enough data.

1 Speeches Analyzed
Legislative Focus
Not enough data.

1 Speeches Analyzed