Agenda Profile: Anti Allas

Draft Law on the Sharing of Credit Information (652 SE) - First Reading

2025-06-17

15th Estonian Parliament, 5th session, plenary session

Political Position
The speaker is concerned about the burden placed on employers related to the repayment of employee loans. They propose that while the state should fulfill its obligations, the responsibility for solving the quick loan problem should be left to the companies themselves. The position is moderately critical and focuses on the practical consequences of the policy for the business sector.

1 Speeches Analyzed
Topic Expertise
The speaker demonstrates expertise regarding the prevalence of quick loans among the working-age population and the negative impact this has on employers. They focus on the socio-economic consequences and ask the minister for clarification concerning the use of information obtained from the lender register and the resulting obligations.

1 Speeches Analyzed
Rhetorical Style
The style is formal and interrogative, addressing the minister directly for clarification. The tone is concerned, emphasizing the "enormous" major problems facing employers, utilizing practical and logical argumentation.

1 Speeches Analyzed
Activity Patterns
No data available

1 Speeches Analyzed
Opposition Stance
The criticism targets the political approach taken by the government (the Minister) concerning how responsibilities are divided between the state and businesses in addressing issues related to quick loans. The opposition is constructive rather than aggressive, questioning why employers should be required to handle problems associated with loan repayments.

1 Speeches Analyzed
Collaboration Style
The speaker delivers a proposal originating externally (from employers), demonstrating a willingness to cooperate with stakeholders. Communication with the Minister is courteous and inquisitive, seeking clarifications and political adjustments.

1 Speeches Analyzed
Regional Focus
The speaker highlights the regional focus, specifically referencing the "serious entrepreneur of Põlva County" and the concerns of employers in that area.

1 Speeches Analyzed
Economic Views
His/Her economic views are heavily aligned with the interests of the business sector, emphasizing the need to protect employers from excessive government burden. He/She advocates the position that companies should not have to deal with employees' personal loan repayment problems, preferring a clear delineation of state responsibilities.

1 Speeches Analyzed
Social Issues
This addresses a social problem related to the massive debt burden (quick loans/payday loans) carried by the working-age population, which creates difficulties for employers. The focus is on the economic and labor market impact of this social problem.

1 Speeches Analyzed
Legislative Focus
The main legislative focus is on the draft Credit Information Sharing Act (Bill 652 SE). The speaker is an active questioner who seeks to clarify the obligations associated with the implementation of the Act and proposes changing the distribution of responsibility regarding quick loans.

1 Speeches Analyzed