Agenda Profile: Aivar Kokk
First Reading of the Draft Law on Debt Collectors and Debt Purchasers (376 SE)
2024-04-09
15th Riigikogu, 3rd sitting, plenary session
Political Position
The Speaker adopts a clearly balanced position on the issue of the Credit and Debt Collection Act, essentially supporting the bill's overall direction but calling for substantial amendments. He stresses the necessity of protecting both creditors and debtors, criticizing the current approach, which he believes unduly favors debtors. He calls for a practical approach to legislation, highlighting contradictions between share capital requirements and the amounts of fines imposed.
5 Speeches Analyzed
Topic Expertise
Demonstrates a deep understanding of business law and entrepreneurship, utilizing precise data regarding minimum share capital requirements (25,000 euros) and penalty amounts (3 million euros). Provides practical examples from the construction sector, specifically mentioning VAT refund mechanisms and the cyclical nature of debts. Shows knowledge of how the court system operates and the duration of legal proceedings.
5 Speeches Analyzed
Rhetorical Style
Employs straightforward and practical rhetoric, combining fact-based arguments with personal experience as an entrepreneur. Poses rhetorical questions ("who are we actually protecting now?") and uses irony to highlight the contradictions in the law. Maintains courtesy, but expresses clear criticism of the current approach, concluding with a constructive recommendation for the commission.
5 Speeches Analyzed
Activity Patterns
Participation is limited to a single day during this period (April 9, 2024), where they spoke multiple times during the first reading of the Credit Debt Collectors Act. This demonstrates active involvement in the debate, presenting both questions to the minister and a thorough analysis of the substance of the law.
5 Speeches Analyzed
Opposition Stance
It avoids direct confrontation with specific individuals or groups, instead criticizing the legislative approach that it believes discriminates against lenders. It raises concerns regarding the application of measures aimed at payday loan providers being generalized to cover all lenders, including private citizens.
5 Speeches Analyzed
Collaboration Style
Demonstrating a willingness to cooperate, the speaker thanked the Minister for the substantive presentation and wished the committee success in its work. It was emphasized that while the draft bill is "on the right track," it requires further refinement. Constructive proposals were offered for improving the legislation.
5 Speeches Analyzed
Regional Focus
There is not enough data.
5 Speeches Analyzed
Economic Views
Supports entrepreneurial freedom and a balanced approach to credit relationships. It emphasizes the necessity of protecting both lenders and debtors, criticizing the unilateral preference given to debtors. It also highlights practical issues within the business environment, such as the cyclical nature of debt in the construction sector and difficulties associated with VAT.
5 Speeches Analyzed
Social Issues
There is not enough data.
5 Speeches Analyzed
Legislative Focus
The focus is on the analysis of the draft law concerning debt collection agencies and debt buyers, with particular attention paid to share capital requirements, penalty amounts, and the necessary balance between them. It calls for clearer wording regarding the cash contribution and a more realistic approach to the imposition of sanctions.
5 Speeches Analyzed