Session Profile: Annely Akkermann

15th Estonian Parliament, 3rd session, plenary session

2024-05-13

Political Position
The speaker strongly supports the Chancellor of Justice's proposal to align the Money Laundering and Terrorist Financing Prevention Act and other related legislation with the Constitution. They emphasize that the closure of bank accounts without providing adequate justification is a growing problem that requires a legislative remedy. Furthermore, the speaker advocates for making a social account or basic payment account available as an alternative to using cash.

1 Speeches Analyzed
Topic Expertise
The text demonstrates profound expertise in banking regulation, anti-money laundering (AML) directives, and matters concerning the accessibility of payment services. It references specific legislation (the Law of Obligations Act, the Credit Institutions Act, the State Fees Act) and relevant European directives. Furthermore, it exhibits a comprehensive understanding of the debates held within the Finance Committee and the viewpoints of various stakeholders.

1 Speeches Analyzed
Rhetorical Style
It employs a formal, structured, and fact-based approach. The tone is calm and analytical, focusing on the objective description of the problem and the search for solutions. It relies on specific examples and summaries of committee discussions, avoiding emotional rhetoric.

1 Speeches Analyzed
Activity Patterns
Participates actively in the Finance Committee—referencing specific sessions on January 8 and April 30. Consistently monitors banking regulation issues and the proposals of the Chancellor of Justice. Demonstrates regular engagement with financial sector problems through the committee's work.

1 Speeches Analyzed
Opposition Stance
No direct criticism is leveled at specific individuals or parties. Rather, it points to a systemic problem where various European directives contradict one another. It implicitly criticizes the banking sector's overly casual approach to account closures.

1 Speeches Analyzed
Collaboration Style
Emphasizes the consensus conclusion reached within the Finance Committee regarding support for the Chancellor of Justice's proposal. References cooperation with various institutions (the Ministry of Finance, the Banking Association, the Financial Supervision Authority). Demonstrates openness to hearing the views of different stakeholders and finding common solutions.

1 Speeches Analyzed
Regional Focus
Not enough data is available.

1 Speeches Analyzed
Economic Views
We support a balanced approach to financial sector regulation, ensuring that anti-money laundering measures do not preclude individuals from accessing essential banking services. We advocate for the concept of a social account as a necessary compromise between security and accessibility. While recognizing the banking sector’s need for risk management, we stress the vital importance of safeguarding clients’ rights.

1 Speeches Analyzed
Social Issues
Not enough data is available.

1 Speeches Analyzed
Legislative Focus
The focus is on perfecting financial sector legislation, particularly concerning the prevention of money laundering and the accessibility of banking services. It is predicted that aligning the laws with the constitution will become one of the primary draft bills before the Finance Committee this autumn. [The entity/person] supports the process of legislative amendments initiated by the Chancellor of Justice.

1 Speeches Analyzed