By Plenary Sessions: Andre Hanimägi

The speaker demonstrates deep expertise in financial regulation and banking supervision, directly addressing the heads of the Bank of Estonia and the Financial Supervision Authority. Specific terminology is employed, such as interest margins, late payment rates, and the total cost of credit rates (APRs). The knowledge displayed is particularly thorough regarding the supervision of unsecured consumer loans and savings and loan associations/credit unions.

The speaker demonstrates knowledge of recent history and foreign policy, highlighting the events of the 2008 Russo-Georgian War, the Roki Tunnel, and President Ilves’s support for Georgia. This specialized knowledge concerns diplomatic relations and security issues in Russia’s immediate vicinity.

The speaker demonstrates robust expertise in the fields of civil and administrative procedure and constitutional law, accurately referencing the deliberations of the Legal Affairs Committee and employing technical terminology such as "non-contentious proceedings" and "constitutional infringement." Furthermore, the speaker possesses knowledge of environmental law and the assessment of risks associated with implementing restrictions within the coastal protection zone.